How to Make Your Own Will: A Step-by-Step Guide: Oregon
Creating a will is one of the most important steps you can take to ensure your wishes are carried out after your death. While many people assume they need a lawyer to draft a will, Oregon law allows individuals to make their own valid wills — and for many, a do-it-yourself (DIY) will is a […]
Understanding Your Mini-Miranda Rights When Dealing with Debt Collectors
Beware If you have recently heard something like “This communication is from a debt collector attempting to collect a debt. Any information obtained from you will be used for that purpose.” This statement is known as Mini- Miranda warnings and it exists to protect you. What is the Mini-Miranda? The name may be familiar to […]
Statute of Limitations for Unpaid Debts
Statutes of limitations are established to protect debtors from being exposed to debt collectors or creditors for a specific length of time and prevent those debtors from being exposed to legal actions for old debts. What Is the Statute of Limitations for Debt? The statute of limitations for debt is the amount of time during […]
Debt Collection Scams Hurt Unsuspecting Consumers
There is a high number of complaints involving debt scammers every day. It is safe to assume that these scammers continue their efforts because they are getting money from unsuspecting people. It is important for you to learn how to identify debt collectors from scammers and avoid being a victim of a debt collection scam. […]
The Statute of Limitation on Debt in Ohio
If you live in Ohio and have old debts, the statute of limitations could be your ally. There are some important things to know about the state law and how you can avoid paying off a debt that is too old to be collected. What is the Statute of Limitations? The statute of limitations for […]
What To Say to Creditors While You Are in A Debt Settlement Program
If you are facing financial hardship, it is important for you to understand how to communicate with your creditors or debt collectors while you are in a debt settlement program. If you are enrolled in a debt settlement program, you must know how a debt settlement program works. During the program, you voluntarily will agree […]
The Challenges of Bankruptcy with Your Taxes
HOW BANKRUPTCY MAY IMPACT YOUR TAX SITUATION? Filing for bankruptcy may have an impact on your taxable income. However, the extent of that impact will depend on your personal circumstances and the type of bankruptcy you file for. It is important to understand that bankruptcy may result in unanticipated adverse tax consequences and expose a […]
Tax Implications During a Debt Settlement Program or Bankruptcy
Deb settlement programs and bankruptcy may have significant implications for your tax situation. HOW MAY A DEBT SETTLEMENT PROGRAM IMPACT YOUR TAXES? A debt settlement program can get a debtor out of debt fast and save them tens of thousands of dollars, but there are a couple of minor downsides, such as potential tax liability. […]
